Pamela Swancutt,
Realtor (S)
Ferrari Pacific Realty Corp.
75-6082 Alii Drive, Suite A
Kailua-Kona, Hawaii 96740
(808) 557-4224 Direct
(808) 327-3163 Office
(808) 327-3164 Fax
Toll Free
(888) 828-5662
The first step is to know a few tricks. As an experienced real estate agent I have some great ideas to increase your chances to get the property you want for the price you would like to pay. (See the Buyer's Checklist.)
Ready to find that perfect Big Island property? Use my site to search the entire Hawaii MLS for homes in West Hawaii.
Buyers Checklist
1. Get pre-approved. To be pre-approved for a mortgage is your first best move. You will essentially go through an applications process. This way you know exactly what you can comfortably afford, and your offer will be much more desirable to the seller in that they know you can afford their home. It also demonstrates your level of sincerity. You have an advantage over a buyer who's financing is yet uncertain.
2. Beat the competition to the new listings. Once I know your exact prerequisites, I can search for your homes for you as they come up. If you chose to do so, you are also able to search for all listings available daily on this very web site. Timing can be everything!
3. Do your research. Know the areas you like, know what the prices in those areas are, and best places for a bargain. Once you know what your money will buy, then you can narrow down the field by watching those areas for new listings.
4. Good faith deposit. Probably one of the best ways to show your sincerity is by a good faith deposit. The more money you can put as a deposit, the stronger you look to the seller. Sellers do not want to sell to someone that looks like a problem from the beginning. If all things are equal, your offer will most likely be accepted with a larger (up to 3%) deposit than someone putting a minimal amount down. This amount goes towards your down payment at closing.
5. Be patient. You do not want to over pay for a home just because it matches your desires. If you had to re-sale the home tomorrow, you would lose money. Don't let other agent's sales tactics force you to make a move that is unwise!
6. Make sure your contract is written professionally and is as clean as possible. Avoid unnecessary contingencies; be helpful to the seller and flexible. As your agent, I will talk with the selling agent first to see what the seller's areas of importance are so that we can appeal to those needs.
7. Don't do it by yourself. The seller does not pay for an agent to represent YOUR needs. Why would you go directly to the listing agent to buy a home? Sometimes buyers think they will get a better deal. If that were the case, the price would be considerably lower than the comps. Representing yourself, when you go directly to the listing agent to buy, is the same this as hiring an attorney that your defendant (or plaintiff) is also using! I am committed to serving your needs by doing such things as having prepared this web site for your convenience. I do individual searches for you and notify you immediately, negotiating for you to get the best price, and the most likely accepted offer. Only your best interests are put forth. That is my commitment to you. “ If we do not have integrity, we have nothing.”
I know there are other Realtors® that you may consider, but I can assure you that none of them are more dedicated to delivering total satisfaction, both during and after the escrow process than myself.
